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Tel: +61 2 6642 1599David Kearns is an Authorised Representative of GWM Adviser Services Limited ABN 96 002 071 749, trading as Garvan Financial Planning an Australian Financial Services Licensee, Registered office at 105-153 Miller St, North Sydney NSW 2060 and a member of the National Australia group of companies

The advice on this site may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial advice prior to acting on this information.