PlanBiz Financial Services

Savings

Most of us would prefer to be saving more than we do now, but often other immediate costs take priority.

Investments

Whether you are investing inside or outside superannuation getting the balance between risk and return is essential if you want to create an investment that achieves your goals with limited surprises.

We can develop an investment strategy that minimises risk, or removes risk altogether!

Retirement Planning

The PlanBiz Road Map to Retirement involves a detailed year-by-year account of each turn in your strategy in the lead up to your retirement. The strategy is so specific to you that we can measure your progress on an annual basis. The key to successful financial planning is the partnership formed between you and the financial planner, and without…

Estate Planning

What would happen to your financial affairs in the event of your death?
Different assets carry different treatment from your estate, and some assets; like superannuation, are not automatically dealt with via your Will unless you have specifically requested this.

Social Security

At PlanBiz, we offer a Centrelink consultation service, where we can complete, submit and follow up Centrelink paperwork for you.

We offer strategy advice on maximising your Centrelink entitlements. By simply manoevering investments we have been able to increase Centrelink entitlements whilst adhering to the Centrelink guidelines.

Insurance

We insure our house, contents, car, boat, trailer and caravan, but in Australia we are grossly underinsured. Why? Because most of us fail to insure ourselves, and our income. Without our health and our income we would find it difficult to afford this kind of lifestyle.

A financial planner can help you calculate how much insurance you need to prot…

Tax Strategies

Every year we visit our accountant to lodge our tax returns and confirm how much tax we will pay. But how many of us give thought to the potential tax for the year ahead? This is where your financial planner can help.

The days of making a significant difference to your tax just prior to the end of the financial year are numbered. A regular and di…

Debt

Borrowing money these days is a rite of passage to get ahead. Debt is needed to purchase the items we want; such as a home, or investment property, so how can we get more out of our debts?

Aged Care Planning

A financial planner can assist your family in the event a loved one requires aged care. We will arm you with the information you need to make this difficult decision. After meeting with a financial planner you will know; how much aged care will cost, what to do with the family home, the process, the Centrelink impact, and more.

Self Managed Super Funds (SMSF)

Being the sophisticated vehicle that it is, you need a sophisticated approach. The tax and superannuation laws associated with these funds are quite comprehensive, so you don’t want to hope that you have got it right, you want to know. That’s where PlanBiz can you help you.